Flower Girl

Spread the cost of your purchases

Payl8r is a simple payment option that enables you to buy the goods and services you require now, and spread the cost over a time period to suit you!


Why use PAYL8R?

We've got you covered
Apply without affecting your credit
High acceptance rates
Low interest rates
Interest free periods
Flexible friendly finance


How do I repay Payl8r?
You can repay in full within 30 days at 0.0% interest, or choose an instalment plan to repay on a monthly basis. You can change your instalment plan at any time.

Interest rates from 1% per month - remember, if you pay in full in the first month, your loan will be at 0% interest.

The Payl8r link will be emailed to you straight from the retailer. Choose your payment plan and you will receive an answer within minutes.


How do we assess your affordability?
If you fail a traditional credit check, rather than rejecting your application we may give you the option to submit your affordability instead by supplying an electronic 90 day bank statement.

Representative Example: If you borrow £200 over 12 months at a fixed monthly interest rate of 4% and an annual rate of 48% and representative annual percentage rate of 127.34% You will pay:
Monthly payment: £24.66. Total amount you repay: £295.92 Total charge for credit: £95.92

Woman with freckles looking into the camera behind some flowers with eyes only showing

Not sure which skin care treatment is right for you?

The experienced team at H.B Aesthetics can help you find the right skin care treatment, contact us today. We have clinics in Sutton and Witham.